Penny.
01 / AI Finance Assistant
Penny is an AI-powered finance SaaS designed to simplify money management through expense tracking, budgeting, document processing and conversational AI.

The project
Penny was created as a modern finance product that brings transaction management, budgeting, financial documents and AI-powered assistance into one streamlined interface.
- services:
- Product Design · UI/UX · SaaS Development · AI Integration · Automation
- project_type:
- SaaS Product
- industry:
- Fintech
- platform:
- Web Application
The problem
Managing finances often means switching between banking apps, spreadsheets, receipts and disconnected tools. This makes it difficult to maintain a clear overview of spending, budgets and financial activity.
The goal was to design a single experience where users could organize their finances and interact with their data in a more intuitive way.
The solution
Penny combines traditional financial management tools with conversational AI.
Users can monitor spending, organize transactions, set budgets, upload statements and ask natural-language questions about their financial activity from one interface.
What it does_
Financial Dashboard
Real-time overview of income, expenses, cash flow and spending categories.
Transaction Management
Search, filter and organize financial transactions.
AI Finance Assistant
Ask questions about spending and financial activity using natural language.
Budget Management
Create category-based monthly budgets and monitor spending.
Statement Processing
Upload financial statements and process them inside the platform.
Telegram Integration
Interact with Penny through a connected messaging experience.
Inside the product

Dashboard
Financial Overview
A clear overview of income, expenses, cash flow, spending categories and AI-generated insights.

Transactions
Transactions
Transaction Management
Search, filter and organize transaction data from one interface.

AI Assistant
AI Assistant
Conversational Finance
Users can ask questions about spending, add expenses and interact with financial data using natural language.

Documents
Statement Processing
Upload and process financial statements and keep financial documents organized.

Budgets
Budget Management
Create monthly limits and monitor spending across financial categories.
What went into it
The outcome
The result is a polished finance SaaS concept that combines product design, automation and AI into a practical user experience.
Penny demonstrates Better Coded’s ability to turn a product idea into a complete, functional software experience.
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